Paul Centopani

Despite mortgage rates continuing their two month downslide, applications decreased 9.8% from two weeks ago due to market uncertainty, according to the Mortgage Bankers Association.

With its bolstered fundraising cache, the Mortgage Bankers Association Political Action Committee should hold an increased influence over the industry's policy and regulation issues in the coming year.

By honing her ability to fix inefficiencies and identify new profit opportunities, Mary Ann McGarry broke down gender barriers and found success as CEO of Guild Mortgage. The key, she says, is remaining adaptable and collaborative without losing focus on end goals.

As mortgage rates fall alongside the stock market back to their low levels of the summer, home sales could ultimately benefit, according to Freddie Mac.

The mortgage industry heads into 2019 with little relief from the market strains of the past three years. To succeed — or at least survive — lenders must confront major questions about demand, affordability and market consolidation.

Home retention actions from Fannie Mae and Freddie Mac through the first three quarters of 2018 already eclipsed 2016 and 2017 while forfeitures kept declining, according to the Federal Housing Finance Agency.

As home prices continue their ascent, affordability fell for four straight quarters, according to Attom Data Solutions.

From Ohio to Utah, here's a look at the 12 housing markets with the highest percentage of millennial purchasers.

Rising rents combined with growing housing inventory could lead to increased purchase mortgage originations in the near future.

October's rise in the supply of homes for sale could signal the housing market getting closer to equal footing for buyers and sellers, according to Remax.

Putting down 20% of the sales price has been the industry standard when buying a house, but less than half of consumers do that much, according to Zillow.

Intense competition among homebuyers remains as shown by the continual growth of median down payments, according to Attom Data Solutions.

Average mortgage rates plunged after the United Kingdom first voted to leave the European Union. With uncertainty now growing about how Brexit will actually happen, here's a look at the implications for the housing market and mortgage lending.

While home values rose over 5% in November, air is getting let out of the home price balloon, as the growth rate remains low compared to the past few years, according to Quicken Loans.

Weakening prices from the most expensive metro areas caused the first decline in available equity since the market started recovering from the housing crisis, according to Black Knight.

Despite increasing mortgage rates and a tepid housing market, positive consumer perception of the economy carried over to home buying during November, according to Fannie Mae.

As home value appreciation slowed, gains in home equity for the third quarter fell to the lowest level in two years, according to CoreLogic's homeowner equity report.

Growing home prices and climbing interest rates didn't stop millennials from buying houses in October, Ellie Mae said.

It's in lenders' best interests to show first-time homebuyers how to avoid overextending themselves, which is easy to do in a housing market short on inventory and long on big down payments, the CEO of Freedom Mortgage says.

The lack of housing affordability, caused by rising home prices and mortgage rates, remains a roadblock to homeownership.