Underwriting

Lenders can track the effectiveness of product pricing changes on a real-time basis using a new market share analytics tool from Optimal Blue.

Post-recession, educational achievement became a factor in determining whether a young adult decided to buy a home.

The 30-year fixed-rate mortgage averaged 4.14% for the week ending March 30, down from last week when it averaged 4.23%.

February's consumer demand for housing was the strongest ever for that month, but a lack of supply will likely leave many disappointed.

Refinance applications reached their lowest share in more than seven years even as mortgage rates fell last week, according to the Mortgage Bankers Association.

Fintech could cut the closing times on the simplest home loans by more than 50%, but the mortgage business' complexity means there are limits to how much time and money can be saved.

Home sales climbed 6% in the Capital Region in February after a lackluster January.

The average home price in the Cincinnati region climbed to $180,372 in February compared to $160,839 a year earlier, a 12.14% increase.

Home prices in 20 U.S. cities climbed in the 12 months through January at the fastest pace since July 2014, while nationwide the increase in property values also accelerated.

Most tax lien and civil judgment data will be taken out of credit bureau files on July 1, possibly inflating scores and raising concerns about liability for mortgages that sour.