Mortgages

Radian and Essent will make their "black box" mortgage insurance pricing methods live on Jan. 21, leaving MGIC as the only company yet to announce its adoption.

Citigroup's residential mortgage originations declined 23% and its home-loan revenue dropped by 35% year-over-year in the fourth quarter of 2018, as the company continued to distance itself from home loans.

High home prices and expected interest rate hikes should lead to continued growth in multifamily mortgage origination volume in 2019, according to Freddie Mac.

Loans in commercial mortgage-backed securities originated after 2009 by nonbank lenders have a significantly higher default rate than those originated by banks, a Fitch Ratings report said.

The median price for a home in Clatsop County, Ore., has surpassed $300,000, breaking a record set before the Great Recession and illustrating an ever-growing gap between the market value of real estate and what many locals can afford.

After six years of tilting toward sellers, the metro Atlanta housing market may be starting to even out.

Many federal agencies have been closed for more than three weeks, making it the longest shutdown in U.S. history. With no end in sight, here's how it's affecting banks, credit unions and mortgage lenders.

The American Bankers Association has called for an end to the government shutdown, saying it has prevented customers from securing loans and threatens even more damage.

Anticipated increases in 2019 mortgage rates also come with an expected 1 million households eliminated from affording the median-priced new home with every hike of 25 basis points, according to the National Association of Home Builders.

The housing shortage could end and oversupply may become an issue when a large percentage of baby boomers finally reach the point where they leave their homes, a recent report suggests.

Rising mortgage rates don't have as severe an impact on the first-time homebuyer market as they do for property values, according to a Zillow survey.

Home prices are expected to increase in 2019, but there is little chance for a bust because the typical warning signs a bubble is forming aren't evident, a report from Arch MI said.

A lapse in rental-assistance funding, an understaffed FHA and other effects of the government shutdown are causing real harm to families, said the chair of the House Financial Services Committee.

Connecticut's real estate market was in flux for much of 2018, especially when compared to the other New England states, according to a new report.

Houston's housing market shattered records in 2018, despite lingering effects from Hurricane Harvey and concerns that began late in the year over rising interest rates.

Mortgage industry hiring and new job appointments for the week ending Jan. 11.

As required by the Dodd-Frank Act, the bureau released long-awaited "look-back" reviews to assess the impact of mortgage underwriting and servicing rules on the industry and the credit markets.

Residential lender and Warburg Pincus portfolio company Newfi Lending is helping tackle upfront costs for homebuyers with the launch of its 2-1 Buydown Program.

The government shutdown could affect mortgage origination credit quality as lenders miss some red flags normally found using data that is not currently available, according to Moody's.

Due diligence firm American Mortgage Consultants has purchased Meridian Asset Services as part of its continuing efforts to expand through acquisition or organic growth.