Fannie Mae, Freddie Mac shifts and lender impact

Leverage is moderate in Saluda Grade's pool, yet the junior liens carry slightly more LTV and DTI risk, on a weighted average (WA) basis.

Lisa Cook

Federal Reserve Gov. Lisa Cook said in a speech Wednesday night that the central bank's credibility depends on its ability to bring inflation back to its 2% target.

Sign up for Newsletters
Get the must-read stories and valuable insights delivered directly to your inbox.
  • Daily Briefing
    Delivered Every Weekday
    Ideas that impact your business delivered to your inbox every day.
  • Origination Bulletin
    Delivered Every Weekday
    Headlines, marketing tips, and opinions for loan officers and origination sector professionals.
  • Servicing Bulletin
    Tuesday, Thursday
    Insights and perspectives for the mortgage servicing professional.
  • Technology Bulletin
    Thursday
    A roundup of the latest headlines and opinions on the mortage technology sector.
AI signage on day two of MWC25 Tech Show

New rules means sellers and servicers will need to have plans demonstrating proper oversight of their artificial intelligence and machine learning practices.

visualization

Mortgage companies see a lending future backed by artificial intelligence, but there may be as many questions as answers to what the path might look like.